黃金保險｜實體黃金保障完整指南
📌 重點摘要： 黃金保險主要保障金飾遺失與竊盜風險。高價金飾建議投保，理賠時需提供購買證明與鑑定報告。
Conclusion: Physical gold needs proper storage and protection
Owning physical gold is great, but poor storage can lead to loss or theft. Learn how to protect your gold properly.
Storage options
- Home safe: convenient, bolt to wall for security
- Bank safe deposit box: highest security, annual fee
- Gold passbook: no physical storage needed
Insurance tips
- Record weight, purity and purchase receipts
- Take photos for records
- Ask your insurer about personal property coverage
FAQ
Q: Is it safe to keep gold at home?
A: Small amounts are fine; large amounts are better in a bank safe deposit box.
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